It’s something you probably never considered until now. Would my homeowners insurance cover a meteor strike?
Washington Insurance Commissioner Mike Kreidler says the answer is probably, “Yes.”
In a blog post, Kreidler suggests that in the unlikely event of a meteor or meteorite strike, insurance would probably cover damage to your home, car, business and yourself. He says standard policies generally cover falling objects.
And it doesn’t have to be a direct hit. Experts in Kreidler’s office suggest that insurance would cover damage to property from an object that falls nearby too.
The meteor that hit Russia early Friday injured an estimated 1,000 people and damaged several building in a city in the Ural Mountains.
Meteor hits are rare. But Kreidler found reports of an Alabama woman struck by a meteorite in 1954 and a car hit in New York in 1992.
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