10 Best Financial Tips

Dave Ramsey's ten financial tips to live by



Dave Ramsey

Hear Dave Ramsey every weeknight from 6pm to 9pm



  • 1
    Having a plan with money doesn't just help you right now; it also gives you vision and hope for the end goal.
  • 2
    If you win with money, it doesn't mean someone else has to lose. You can create value where none existed.
  • 3
    Going into debt usually isn't caused by a lack of money; it's caused by a lack of vision.
  • 4
    Don't buy things you don't need with money you don't have in order to impress people you don't like.
  • 5
    In general, a home refinance is worth it if you can lower your rate by at least 2%.
  • 6
    Don't try to rationalize an expensive new car purchase. A reliable used car is what most millionaires buy.
  • 7
    The cool thing about a 15-year mortgage is every single time; it'll payoff in 15 years, or sooner.
  • 8
    Debt is proof that the borrower is slave to the lender.
  • 9
    Nothing happens without focus. Don't try to do everything at once. Take it one step at a time.
  • 10
    Savings without a mission is garbage. Your money needs to work for you, not lie around.