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Real Estate Today

November 13, 2011 - Hour: 1

Originally aired: Sunday, November 13, 2011

While fixed-rate loans remain the overwhelming choice for today's homebuyers, there still is a place for adjustable-rate mortgages in the marketplace. ARMs are not the enemy - despite the negativity surrounding some of the too-aggressive products that led to the mortgage meltdown. Join host Tom Kelly and Umpqua Bank's Scott Disney for Real Estate Today as they explain why adjustables are still an important alternative in today's lending landscape, especially for families who may be relocating for three-five years, for investors seeking lower monthly carrying costs and for seniors wanting a lower last-time loan.. What would be the difference in payment in an ARM today vs. a fixed? How much would a borrower save over three years? Is it easier to qualify for an ARM than a fixed-rate loan?


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