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December 11, 2011 - Hour: 1

Originally aired: Sunday, December 11, 2011

Last week - for the first time in 50 years - the interest rate on a 30-year, fixed-rate loan hit 3.80 percent. Most economists and housing analysts never thought this would ever happen again. More than one economist has called the present environment "mortgages of a lifetime." Given that inflation will soon seep back into the U.S. economy and raise the cost of goods and services, today's home loan rates may be the lowest we'll ever see. Join host Tom Kelly and Umpqua Bank's Scott Disney and Jerry Carlson for "Real Estate Today" as they discuss five cost-saving ways to borrow mortgage money at today's low rates. Included will be Fannie Mae's bargain Homepath products, no-down payment VA loans and an explanation of the new, flexible mortgage insurance guidelines.

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