The city with the largest holiday budget in Washington state

When it comes to the holidays, we should all make friends with people in Bellevue. Residents in that city are expected to have the largest holiday budget in the state.

In fact, with an average holiday budget of $2,367, Bellevue takes third place in the nation for spending between now and Dec. 25.

Find Western Washington holiday events and more with this Holiday Map

Credit and finance website WalletHub which dove into its data to rank the holiday spending of the nation’s top cities — a total of 570 — between the middle of November and Dec. 25. Bellevue came in just under Naperville, Ill. with $2,381, and Sugar Land, Texas with $2,368. And because you know you’re wondering — at the bottom of the list is Flint, Michigan with $69.

Who is buying in Bellevue, Kirkland and Seattle

Three Washington cities made it into the top 50 of the holiday budget list. WalletHub created average consumer profiles for each.

• Bellevue
  Monthly income: $9,490
  Monthly expenses: $6,120
  Savings: $9,259
  Age: 39.1
  Average holiday budget: $2,367
• Kirkland
  Monthly income: $9,528
  Monthly expenses: $5,977
  Savings: $9,296
  Age: 36.9
  Average holiday budget: $1,587
• Seattle
  Monthly income: $6,956
  Monthly expenses: $5,188
  Savings: $6,787
  Age: 35.5
  Average holiday budget: $1,323

Holiday budget for Washington cities

According to WalletHub’s average holiday budget results, 17 Washington cities made it onto the national list of 570.

3. Bellevue: $2,367
4. Kirkland: $1,587
5. Seattle: $1,323
6. Marysville: $769
7. Renton: $734
8. Federal Way: $665
9. Kent: $662
10. Pasco: $617
11. Auburn: $614
12. Kennewick: $608
13. Vancouver: $584
14. Tacoma: $551
15. Spokane Valley: $503
16. Everett: $493
17. Bellingham: $465
18. Spokane: $461
19. Yakima: $417

To come up with its rankings, WalletHub compared cities across five metrics: income; age; debt-to-income ratio; monthly income to monthly expenses ratio; and savings to monthly expenses ratio. A consumer is comfortable enough, financially, to spend more on holiday shopping if they have enough emergency savings to cover 6 months, according to the credit site. And it helps to have a debt-to-income ratio of less than 22 percent for a renter and 43 percent for a homeowner.

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